Payment Method

Scale your business across Indonesia, the Philippines and Southeast Asia with our extensive network of partners and more than 140+ local banks. Receive real-time notifications when a payment has been made. Easily reconcile transactions and process refunds through the payku dashboard.

  • Virtual Accounts (Bank Transfers)

    Automatically recognize and accept payments with ease across different banks with a single VA, without maintaining multiple separate bank accounts.

  • Cards

    We support local and international payments for credit / debit cards on Visa, MasterCard, JCB and AMEX. Merchants who process card payments enjoy up to 30% increased acceptance rates by using Xendit, while keeping chargeback rates low using our in-house fraud detection system.

  • Retail Outlets / Over-the-counter

    Your customers can easily pay with cash over the counter at 12,000+ convenience stores, including Alfamart, Alfamidi, Alfaexpress and Dan+Dan.

  • E-wallets

    Our integrations with leading e-wallets in Indonesia allow your customers to pay easily. For OVO, DANA, LinkAja, and ShopeePay, you can also activate e-wallet API and maximize payment success rate by using tokenization.

  • QR Codes with QRIS

    Our integration with QRIS now allows your customers to pay seamlessly from top e-wallets (OVO, Gopay, DANA, LinkAja, ShopeePay) and top mobile banking applications (BCA, CIMB).

  • Direct Debit

    Accept payments easily by pulling funds directly from your customer’s bank account. Your customers can also save their bank account details to pay future transactions conveniently.

  • PayLater

    Allow your customers to buy now and pay later in 30 days or in installments. Customers with an active digital credit line with one of our partner lenders can pay via flexible installment loans.